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Newsletter

                                             Week 45, 2008






STOP PRESS......
 

HM Revenue & Customs interest rates
New interest rates on taxes and national insurance contributions that are paid late or overpaid will take effect from 6 November 2008.
Income tax, national insurance contributions, capital gains tax, stamp duties etc.
The rate of interest charged on income tax, national insurance contributions, capital gains tax, stamp duty, stamp duty land tax and stamp duty reserve tax if they are paid late, and tax credits overpayments changes from 7.5 per cent to 6.5 per cent.
The interest rate paid on overpaid income tax, national insurance contributions, capital gains tax, stamp duty, stamp duty land tax and stamp duty reserve tax (repayment supplement) changes from 3 per cent to 2.25 per cent.
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TIP OF THE WEEK
Credit check your customers
Nobody can hide from the difficult credit situation and coping with it requires rigorous credit control.  While many small businesses are diligent in carrying out credit checks on new clients, the information obtained is only of any use if it is up-to-date.  In the current economic climate customers’ creditworthiness can change rapidly, so it is very important that your company carries out a credit check prior to conforming any larger deal.  Credit information is available online at the touch of a button, so there is no excuse for not doing it.  Avoiding a large bad debt will more than justify the cost.
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ARTICLE OF THE WEEK
Credit Crisis and Financial Order
As the government wrestles with the credit crisis, economists and finance experts are starting to make some predictions.  Individuals and businesses will have a harder time getting loans in coming years, but also may be less eager to take on debt and there will be "more" or "better" financial regulation.  The most obvious change in the financial markets is however the government's new role as a major owner of the nation's banks, that is being adopted in much of Europe.
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NEWSFLASH OF THE WEEK
Who are the best mobile broadband providers?
As more and more businesses "go mobile", Broadband Expert has quizzed 4,000 of its online visitors to find out which companies provide the best mobile broadband coverage and service in the country.
"3" won four out of eight categories, including the best value provider, best laptop bundle, best pay as you go and best overall mobile broadband.
The award for fastest actual speed went to Vodafone with their mobile broadband service, and they also scooped the best coverage award having received the least amount of negative feedback about lack of coverage which was the biggest gripe of customer across all providers.
T-Mobile won the fairest pricing award as they are the only mobile broadband provider to have no extra fees for exceeding download limits. 
T-Mobile additionally picked up the customer satisfaction award with 71% of their customers claiming to be satisfied with the service, marginally ahead of Vodafone
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EVENT FO THE WEEK
National Everywoman Conference 2008

When:  19th November 2008
Where: Central Hall Westminster, Storey’s Gate, London SW1H 9NH
Cost:  free
Click here to register.





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